High-Yield Cash Management Made Easy
High-Yield Cash Management Made Easy
High-Yield Cash Management Made Easy
High-Yield Cash
Management Made Easy
Robora isn't just about high-yield savings. It's a complete cash management solution, robust enough for businesses and convenient for individual depositors. With a built-in cash management roboadvisor and flexible transfer options—both automated and manual—all within a system that provides access to a network of banks. Robora has you covered.
Robora enables seamless and
optimized market returns
Robora enables seamless and
optimized market returns
Robora enables seamless and optimized market returns
Robora enables seamless and optimized market returns
Connect to Robora
Connect to Robora
Connect to Robora
Connect to Robora
Connect to Robora
Connect to Robora
Open your High Yield Account
Earn Higher Returns
Connect to Robora
Open your High Yield Account
Earn Higher Returns
*Your funds do not go through Robora, nor are they held in Robora’s name. They connect directly between your Primary Account and your new bank account through our Partner Bank network in your name. Banking services are provided by OMB Bank, member FDIC, and OMB Bank will place deposits through IntraFi’s ICS service, which is the largest bank network of its kind, and subject to the ICS Deposit Placement Agreement. Certain conditions must be satisfied for “pass-through” FDIC deposit insurance coverage to apply.
*Your funds do not go through Robora, nor are they held in Robora’s name. They connect directly between your Primary Account and your new bank account through our Partner Bank network in your name. Banking services are provided by OMB Bank, member FDIC, and OMB Bank will place deposits through IntraFi’s ICS service, which is the largest bank network of its kind, and subject to the ICS Deposit Placement Agreement. Certain conditions must be satisfied for “pass-through” FDIC deposit insurance coverage to apply.
*Your funds do not go through Robora, nor are they held in Robora’s name. They connect directly between your Primary Account and your new bank account through our Partner Bank network in your name. Banking services are provided by OMB Bank, member FDIC, and OMB Bank will place deposits through IntraFi’s ICS service, which is the largest bank network of its kind, and subject to the ICS Deposit Placement Agreement. Certain conditions must be satisfied for “pass-through” FDIC deposit insurance coverage to apply.
The High Yielding Account
The High Yielding Account
The High Yielding Account
The High Yielding Account
Earn higher yields on your cash with Robora’s simple, secure interface. Manage your money effortlessly and maximize your returns.
Earn higher yields on your cash with Robora’s simple, secure interface. Manage your money effortlessly and maximize your returns.
Earn higher yields on your cash with Robora’s simple, secure interface. Manage your money effortlessly and maximize your returns.
Earn higher yields on your cash with Robora’s simple, secure interface. Manage your money effortlessly and maximize your returns.
Your cash remains with only you at all times.
Robora analyzes your existing account's history of cash payments and receipts to estimate the cash needed (i.e. a minimum balance that should remain in your primary account). This amount is conservative by nature and it's called "Lower Threshold".
Keep your checking account, multiply your earnings
Robora links your existing bank account to a system that allocates your deposits to high-yielding accounts at our partner bank and a network of banks, making it easy to earn more interest on your deposits. Funds are seamlessly transferred back to your primary account whenever needed. This system protects against fraud and makes managing your business or personal cash simple.
Keep your checking account, multiply your earnings
Robora links your existing bank account to a system that allocates your deposits to high-yielding accounts at our partner bank and a network of banks, making it easy to earn more interest on your deposits. Funds are seamlessly transferred back to your primary account whenever needed. This system protects against fraud and makes managing your business or personal cash simple.
Keep your checking account, multiply your earnings
Robora links your existing bank account to a system that allocates your deposits to high-yielding accounts at our partner bank and a network of banks, making it easy to earn more interest on your deposits. Funds are seamlessly transferred back to your primary account whenever needed. This system protects against fraud and makes managing your business or personal cash simple.
Your cash is accessible at all times
Robora analyzes your existing account's history of cash payments and receipts to estimate the cash needed (i.e. a minimum balance that should remain in your primary account). This amount is conservative by nature and it's called "Lower Threshold".
Access your cash any time
You have complete access to your cash at any time, anywhere, with no transfer fees. The cash moves between accounts based on your pre-set rules or actions, and can be accessed on a same-day basis from your primary account.
Access your cash any time
You have complete access to your cash at any time, anywhere, with no transfer fees. The cash moves between accounts based on your pre-set rules or actions, and can be accessed on a same-day basis from your primary account.
Access your cash any time
You have complete access to your cash at any time, anywhere, with no transfer fees. The cash moves between accounts based on your pre-set rules or actions, and can be accessed on a same-day basis from your primary account.
Keep your checking account, multiply your earnings
Robora links your existing bank account to a system that allocates your deposits to high-yielding accounts at our partner bank and a network of banks, making it easy to earn more interest on your deposits. Funds are seamlessly transferred back to your primary account whenever needed. This system protects against fraud and makes managing your business or personal cash simple.
Keep your checking account, multiply your earnings
Robora links your existing bank account to a system that allocates your deposits to high-yielding accounts at our partner bank and a network of banks, making it easy to earn more interest on your deposits. Funds are seamlessly transferred back to your primary account whenever needed. This system protects against fraud and makes managing your business or personal cash simple.
Access your cash any time
You have complete access to your cash at any time, anywhere, with no transfer fees. The cash moves between accounts based on your pre-set rules or actions, and can be accessed on a same-day basis from your primary account.
Access your cash any time
You have complete access to your cash at any time, anywhere, with no transfer fees. The cash moves between accounts based on your pre-set rules or actions, and can be accessed on a same-day basis from your primary account.
The Cash Analytics
The Cash Analytics
The Cash Analytics
The Cash Analytics
Don't know how much cash is "excess" in your existing account? Robora’s cash roboadvisor makes it easy to predict cash needs, and set smart rules to help you plan and maximize your earnings.
Don't know how much cash is "excess" in your existing account? Robora’s cash roboadvisor makes it easy to predict cash needs, and set smart rules to help you plan and maximize your earnings.
Don't know how much cash is "excess" in your existing account? Robora’s cash roboadvisor makes it easy to predict cash needs, and set smart rules to help you plan and maximize your earnings.
Don't know how much cash is "excess" in your existing account? Robora’s cash roboadvisor makes it easy to predict cash needs, and set smart rules to help you plan and maximize your earnings.
Using history to plan for the future
Robora uses your existing account's net cash payment history to estimate the cash needed (i.e. a minimum balance that should remain in your primary account). This amount is conservative by nature and it's called "Lower Threshold". As long as there are funds available in your high-yield account, money will be transferred to your primary account to maintain your Lower Threshold. You can change your Lower Threshold manually at any time.
Using history to plan for the future
Robora uses your existing account's net cash payment history to estimate the cash needed (i.e. a minimum balance that should remain in your primary account). This amount is conservative by nature and it's called "Lower Threshold". As long as there are funds available in your high-yield account, money will be transferred to your primary account to maintain your Lower Threshold. You can change your Lower Threshold manually at any time.
Using history to plan for the future
Robora uses your existing account's net cash payment history to estimate the cash needed (i.e. a minimum balance that should remain in your primary account). This amount is conservative by nature and it's called "Lower Threshold". As long as there are funds available in your high-yield account, money will be transferred to your primary account to maintain your Lower Threshold. You can change your Lower Threshold manually at any time.
Defining "Excess Cash"
Now that the Lower Threshold is determined, we add a small volatility buffer to set an “Upper Threshold”. Any amount above the Upper Threshold is called Excess Cash - the amount that should be optimized. As with the Lower Threshold, you can change your Upper Threshold manually at any time.
Defining "Excess Cash"
Now that the Lower Threshold is determined, we add a small volatility buffer to set an “Upper Threshold”. Any amount above the Upper Threshold is called Excess Cash - the amount that should be optimized. As with the Lower Threshold, you can change your Upper Threshold manually at any time.
Defining "Excess Cash"
Now that the Lower Threshold is determined, we add a small volatility buffer to set an “Upper Threshold”. Any amount above the Upper Threshold is called Excess Cash - the amount that should be optimized. As with the Lower Threshold, you can change your Upper Threshold manually at any time.
Using history to plan for the future
Robora uses your existing account's net cash payment history to estimate the cash needed (i.e. a minimum balance that should remain in your primary account). This amount is conservative by nature and it's called "Lower Threshold". As long as there are funds available in your high-yield account, money will be transferred to your primary account to maintain your Lower Threshold. You can change your Lower Threshold manually at any time.
Using history to plan for the future
Robora uses your existing account's net cash payment history to estimate the cash needed (i.e. a minimum balance that should remain in your primary account). This amount is conservative by nature and it's called "Lower Threshold". As long as there are funds available in your high-yield account, money will be transferred to your primary account to maintain your Lower Threshold. You can change your Lower Threshold manually at any time.
Defining "Excess Cash"
Now that the Lower Threshold is determined, we add a small volatility buffer to set an “Upper Threshold”. Any amount above the Upper Threshold is called Excess Cash - the amount that should be optimized. As with the Lower Threshold, you can change your Upper Threshold manually at any time.
Defining "Excess Cash"
Now that the Lower Threshold is determined, we add a small volatility buffer to set an “Upper Threshold”. Any amount above the Upper Threshold is called Excess Cash - the amount that should be optimized. As with the Lower Threshold, you can change your Upper Threshold manually at any time.
Using history to plan for the future
Robora uses your existing account's net cash payment history to estimate the cash needed (i.e. a minimum balance that should remain in your primary account). This amount is conservative by nature and it's called "Lower Threshold". As long as there are funds available in your high-yield account, money will be transferred to your primary account to maintain your Lower Threshold. You can change your Lower Threshold manually at any time.
Using history to plan for the future
Robora uses your existing account's net cash payment history to estimate the cash needed (i.e. a minimum balance that should remain in your primary account). This amount is conservative by nature and it's called "Lower Threshold". As long as there are funds available in your high-yield account, money will be transferred to your primary account to maintain your Lower Threshold. You can change your Lower Threshold manually at any time.
Defining "Excess Cash"
Now that the Lower Threshold is determined, we add a small volatility buffer to set an “Upper Threshold”. Any amount above the Upper Threshold is called Excess Cash - the amount that should be optimized. As with the Lower Threshold, you can change your Upper Threshold manually at any time.
Defining "Excess Cash"
Now that the Lower Threshold is determined, we add a small volatility buffer to set an “Upper Threshold”. Any amount above the Upper Threshold is called Excess Cash - the amount that should be optimized. As with the Lower Threshold, you can change your Upper Threshold manually at any time.
The Automation
The Automation
The Automation
The Automation
Now that the thresholds are set, Robora automates the rest.
Now that the thresholds are set, Robora automates the rest.
Now that the thresholds are set, Robora automates the rest.
Now that the thresholds are set, Robora automates the rest.
Automate transfers to your primary account
If the balance in your existing account drops below the Lower Threshold, cash is automatically transferred into your existing account from the Robora Cash account - ensuring sufficient funds for your daily needs without manual intervention.
Automate transfers to your primary account
If the balance in your existing account drops below the Lower Threshold, cash is automatically transferred into your existing account from the Robora Cash account - ensuring sufficient funds for your daily needs without manual intervention.
Automate transfers to your primary account
If the balance in your existing account drops below the Lower Threshold, cash is automatically transferred into your existing account from the Robora Cash account - ensuring sufficient funds for your daily needs without manual intervention.
Automate transfers to your high-yield account
If the balance in your existing account exceeds the Upper Threshold, the Excess Cash automatically moves to the Robora Cash account for higher returns.
Automate transfers to your high-yield account
If the balance in your existing account exceeds the Upper Threshold, the Excess Cash automatically moves to the Robora Cash account for higher returns.
Automate transfers to your high-yield account
If the balance in your existing account exceeds the Upper Threshold, the Excess Cash automatically moves to the Robora Cash account for higher returns.
You control the automation
While Robora provides automation, you retain full control to transfer funds, pause, or even turn off the automation.
You control the automation
While Robora provides automation, you retain full control to transfer funds, pause, or even turn off the automation.
You control the automation
While Robora provides automation, you retain full control to transfer funds, pause, or even turn off the automation.
Automate transfers to your primary account
If the balance in your existing account drops below the Lower Threshold, cash is automatically transferred into your existing account from the Robora Cash account - ensuring sufficient funds for your daily needs without manual intervention.
Automate transfers to your primary account
If the balance in your existing account drops below the Lower Threshold, cash is automatically transferred into your existing account from the Robora Cash account - ensuring sufficient funds for your daily needs without manual intervention.
Automate transfers to your high-yield account
If the balance in your existing account exceeds the Upper Threshold, the Excess Cash automatically moves to the Robora Cash account for higher returns.
Automate transfers to your high-yield account
If the balance in your existing account exceeds the Upper Threshold, the Excess Cash automatically moves to the Robora Cash account for higher returns.
You control the automation
While Robora provides automation, you retain full control to transfer funds, pause, or even turn off the automation.
You control the automation
While Robora provides automation, you retain full control to transfer funds, pause, or even turn off the automation.
Automate transfers to your primary account
If the balance in your existing account drops below the Lower Threshold, cash is automatically transferred into your existing account from the Robora Cash account - ensuring sufficient funds for your daily needs without manual intervention.
Automate transfers to your primary account
If the balance in your existing account drops below the Lower Threshold, cash is automatically transferred into your existing account from the Robora Cash account - ensuring sufficient funds for your daily needs without manual intervention.
Automate transfers to your high-yield account
If the balance in your existing account exceeds the Upper Threshold, the Excess Cash automatically moves to the Robora Cash account for higher returns.
Automate transfers to your high-yield account
If the balance in your existing account exceeds the Upper Threshold, the Excess Cash automatically moves to the Robora Cash account for higher returns.
You control the automation
While Robora provides automation, you retain full control to transfer funds, pause, or even turn off the automation.
You control the automation
While Robora provides automation, you retain full control to transfer funds, pause, or even turn off the automation.
Prioritizing Your Security
Prioritizing Your Security
Prioritizing Your Security
Prioritizing Your Security
Enhanced authentication
Enhanced authentication
Enhanced authentication
Enhanced authentication
We use Multi-factor authentication (MFA) to protect your account. This enhanced security measure ensures that only you have access to your financial information, providing an extra layer of protection against unauthorized access.
We use Multi-factor authentication (MFA) to protect your account. This enhanced security measure ensures that only you have access to your financial information, providing an extra layer of protection against unauthorized access.
We use Multi-factor authentication (MFA) to protect your account. This enhanced security measure ensures that only you have access to your financial information, providing an extra layer of protection against unauthorized access.
Vulnerability scans
Vulnerability scans
Vulnerability scans
Vulnerability scans
Our commitment to security extends to regular assessments by leading cybersecurity experts. We conduct thorough penetration testing and vulnerability scans to identify and mitigate potential security risks, ensuring our platform remains secure against evolving threats.
Our commitment to security extends to regular assessments by leading cybersecurity experts. We conduct thorough penetration testing and vulnerability scans to identify and mitigate potential security risks, ensuring our platform remains secure against evolving threats.
Our commitment to security extends to regular assessments by leading cybersecurity experts. We conduct thorough penetration testing and vulnerability scans to identify and mitigate potential security risks, ensuring our platform remains secure against evolving threats.
Encryption at every step
Encryption at every step
Encryption at every step
Encryption at every step
To ensure the utmost safety and confidentiality of your information, we implement industry-leading practices by encrypting all data, both at rest and in transit. This comprehensive approach guards and keeps your information secure from unauthorized access.
To ensure the utmost safety and confidentiality of your information, we implement industry-leading practices by encrypting all data, both at rest and in transit. This comprehensive approach guards and keeps your information secure from unauthorized access.
To ensure the utmost safety and confidentiality of your information, we implement industry-leading practices by encrypting all data, both at rest and in transit. This comprehensive approach guards and keeps your information secure from unauthorized access.
Cutting-edge
cash management
Robora is a safe and secure cash management solution for all - providing higher yields, cash analytics, and the automation needed to optimize cash and maximize returns.
