Blogs

Blogs

Blogs

Blogs

A person passing money to a bank teller
A person passing money to a bank teller
A person passing money to a bank teller

Nov 29, 2024

•

Cory Frank

Why Most Banks Don’t Give You the Best Deal

Pro Tips

Basics

The uncomfortable truth is that banks are not obligated to act in customers’ best interests.

Bundles of money on a pink background
Bundles of money on a pink background
Bundles of money on a pink background

Dec 30, 2024

•

Britt Canady

Reimagining the Value and Safety of Cash

Businesses and individuals alike should think of their cash as an important asset that requires access without loss of appreciating value or risk of loss.

Basics

A person counting cash on a table full of charts
A person counting cash on a table full of charts
A person counting cash on a table full of charts

Nov 20, 2024

•

Rakesh Venkatayogi

Cash Management for Businesses

Optimizing Your Cash Holdings and Cash Flows

Pro Tips

Basics

Bundles of money on a pink background
Bundles of money on a pink background
Bundles of money on a pink background

Nov 25, 2024

•

Cory Frank

Types of Cash Management Instruments

When managing your business or personal cash, it's crucial to understand the differences between the primary products available.

Pro Tips

Basics

Bundles of money on a pink background
Bundles of money on a pink background
Bundles of money on a pink background

Dec 30, 2024

Dec 30, 2024

Dec 30, 2024

•

Britt Canady

Britt Canady

Britt Canady

Reimagining the Value and Safety of Cash
Reimagining the Value and Safety of Cash
Reimagining the Value and Safety of Cash

Businesses and individuals alike should think of their cash as an important asset that requires access without loss of appreciating value or risk of loss.

Basics

Basics

Basics

A person counting cash on a table full of charts
A person counting cash on a table full of charts
A person counting cash on a table full of charts

Nov 20, 2024

Nov 20, 2024

Nov 20, 2024

•

Rakesh Venkatayogi

Rakesh Venkatayogi

Rakesh Venkatayogi

Cash Management for Businesses
Cash Management for Businesses
Cash Management for Businesses

Optimizing Your Cash Holdings and Cash Flows

Pro Tips

Pro Tips

Pro Tips

Basics

Basics

Basics

Bundles of money on a pink background
Bundles of money on a pink background
Bundles of money on a pink background

Nov 25, 2024

Nov 25, 2024

Nov 25, 2024

•

Cory Frank

Cory Frank

Cory Frank

Types of Cash Management Instruments
Types of Cash Management Instruments
Types of Cash Management Instruments

When managing your business or personal cash, it's crucial to understand the differences between the primary products available.

Pro Tips

Pro Tips

Pro Tips

Basics

Basics

Basics

A person passing money to a bank teller
A person passing money to a bank teller
A person passing money to a bank teller

Nov 29, 2024

Nov 29, 2024

•

•

•

Cory Frank

The uncomfortable truth is that banks are not obligated to act in customers’ best interests.

Why Most Banks Don’t Give You the Best Deal
Why Most Banks Don’t Give You the Best Deal
Why Most Banks Don’t Give You the Best Deal

Pro Tips

Basics

Want to give your excess cash a boost?

Sign Up

support@roborafinancial.com

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© Robora Financial, LLC. All rights reserved.

Disclaimer

Robora Financial, LLC (“Robora”) is a financial technology company, not a depository institution, bank, or credit union, and is not itself a FDIC insured company. Robora currently partners with OMB Bank, Member FDIC. By opening an OMB Bank account with Robora, your funds are held in a deposit account at OMB Bank.

3.90%

effective as of December 19, 2024 and may change at any time,

1. Annual percentage yield (APY) is 3.90%

before or after the account is opened, without rate limitation. Rates are determined by varying prevailing economic and business conditions, including the U.S. Federal Reserve interest paid on reserves.


2. Robora is not an FDIC-insured depository institution and FDIC insurance only applies to the failure of the bank where your account is maintained. By opening an account through Robora, Customers deposit their funds into either:

A deposit account at OMB Bank, Member FDIC, and held by OMB Bank, with such funds (combined with any other of such Customers funds at OMB) FDIC Insured up to the current standard maximum deposit insurance amount of $250,000 ("SMDIA"); or a deposit account at OMB Bank, which sweeps those funds into deposit accounts across a network of FDIC-insured banks for access to millions of FDIC-insurance in aggregate across the accounts. Under this program, the Customer’s funds are placed into deposit accounts across a network of FDIC-insured banks for up to the current SMDIA of $250,000 per eligible depositor, per receiving bank, for each ownership capacity or category, including any other balances they may hold at that receiving bank directly or indirectly through other intermediaries, including broker-dealers. OMB Bank uses a third-party vendor and agent to help administer this deposit placement process. View the Institution List for a list of the banks and savings associations with which Robora and OMB Bank have a business relationship for the placement of deposits at receiving banks, and into which your deposits may be placed, subject to the Terms of Service and any opt-outs by OMB Bank or you. You should review the Institution list and opt-out of any particular institution to which you do not want us to allocate your funds. Certain conditions must be met to obtain such insurance and Terms and restrictions apply.

Your account with Robora and all services are subject to the Terms of Service, and there are no other applicable terms, representations or warranties, express or implied, except as expressly set forth in the Terms of Service. If you have any questions regarding your account, please contact support@roborafinancial.com

3. There is a free trial for the first 30 days. After which, there is (a) no monthly fee for aggregate average monthly account balances of $100,000 or greater and (b) a fee of $15 for such month the aggregate average monthly account balances are less than $100,000. “Aggregate average monthly account balances” is the daily average deposit balance of the Robora account or accounts for a single Robora login profile.

Want to give your excess cash a boost?

Sign Up

support@roborafinancial.com

Quick links

Home

Who we are

How it works

Resources

FAQs

Blogs

Contact Us

Terms of Service

Privacy policy

Copyrights

© Robora Financial, LLC. All rights reserved.

Disclaimer

Robora Financial, LLC (“Robora”) is a financial technology company, not a depository institution, bank, or credit union, and is not itself a FDIC insured company. Robora currently partners with OMB Bank, Member FDIC. By opening an OMB Bank account with Robora, your funds are held in a deposit account at OMB Bank.

1. Annual percentage yield (APY) is

3.90%

effective as of December 19, 2024 and may change at any time, before or after the account is opened, without rate limitation. Rates are determined by varying prevailing economic and business conditions, including the U.S. Federal Reserve interest paid on reserves.


2. Robora is not an FDIC-insured depository institution and FDIC insurance only applies to the failure of the bank where your account is maintained. By opening an account through Robora, Customers deposit their funds into either:

A deposit account at OMB Bank, Member FDIC, and held by OMB Bank, with such funds (combined with any other of such Customers funds at OMB) FDIC Insured up to the current standard maximum deposit insurance amount of $250,000 ("SMDIA"); or a deposit account at OMB Bank, which sweeps those funds into deposit accounts across a network of FDIC-insured banks for access to millions of FDIC-insurance in aggregate across the accounts. Under this program, the Customer’s funds are placed into deposit accounts across a network of FDIC-insured banks for up to the current SMDIA of $250,000 per eligible depositor, per receiving bank, for each ownership capacity or category, including any other balances they may hold at that receiving bank directly or indirectly through other intermediaries, including broker-dealers. OMB Bank uses a third-party vendor and agent to help administer this deposit placement process. View the Institution List for a list of the banks and savings associations with which Robora and OMB Bank have a business relationship for the placement of deposits at receiving banks, and into which your deposits may be placed, subject to the Terms of Service and any opt-outs by OMB Bank or you. You should review the Institution list and opt-out of any particular institution to which you do not want us to allocate your funds. Certain conditions must be met to obtain such insurance and Terms and restrictions apply.

Your account with Robora and all services are subject to the Terms of Service, and there are no other applicable terms, representations or warranties, express or implied, except as expressly set forth in the Terms of Service. If you have any questions regarding your account, please contact support@roborafinancial.com

3. There is a free trial for the first 30 days. After which, there is (a) no monthly fee for aggregate average monthly account balances of $100,000 or greater and (b) a fee of $15 for such month the aggregate average monthly account balances are less than $100,000. “Aggregate average monthly account balances” is the daily average deposit balance of the Robora account or accounts for a single Robora login profile.

Want to give your excess cash a boost?

Sign Up

support@roborafinancial.com

Quick links

Home

Who we are

How it works

Resources

FAQs

Blogs

Contact Us

Terms of Service

Privacy policy

Copyrights

© Robora Financial, LLC. All rights reserved.

Disclaimer

Robora Financial, LLC (“Robora”) is a financial technology company, not a depository institution, bank, or credit union, and is not itself a FDIC insured company. Robora currently partners with OMB Bank, Member FDIC. By opening an OMB Bank account with Robora, your funds are held in a deposit account at OMB Bank.

1. Annual percentage yield (APY) is

3.90%

effective as of December 19, 2024 and may change at any time, before or after the account is opened, without rate limitation. Rates are determined by varying prevailing economic and business conditions, including the U.S. Federal Reserve interest paid on reserves.


2. Robora is not an FDIC-insured depository institution and FDIC insurance only applies to the failure of the bank where your account is maintained. By opening an account through Robora, Customers deposit their funds into either:

A deposit account at OMB Bank, Member FDIC, and held by OMB Bank, with such funds (combined with any other of such Customers funds at OMB) FDIC Insured up to the current standard maximum deposit insurance amount of $250,000 ("SMDIA"); or a deposit account at OMB Bank, which sweeps those funds into deposit accounts across a network of FDIC-insured banks for access to millions of FDIC-insurance in aggregate across the accounts. Under this program, the Customer’s funds are placed into deposit accounts across a network of FDIC-insured banks for up to the current SMDIA of $250,000 per eligible depositor, per receiving bank, for each ownership capacity or category, including any other balances they may hold at that receiving bank directly or indirectly through other intermediaries, including broker-dealers. OMB Bank uses a third-party vendor and agent to help administer this deposit placement process. View the Institution List for a list of the banks and savings associations with which Robora and OMB Bank have a business relationship for the placement of deposits at receiving banks, and into which your deposits may be placed, subject to the Terms of Service and any opt-outs by OMB Bank or you. You should review the Institution list and opt-out of any particular institution to which you do not want us to allocate your funds. Certain conditions must be met to obtain such insurance and Terms and restrictions apply.

Your account with Robora and all services are subject to the Terms of Service, and there are no other applicable terms, representations or warranties, express or implied, except as expressly set forth in the Terms of Service. If you have any questions regarding your account, please contact support@roborafinancial.com

3. There is a free trial for the first 30 days. After which, there is (a) no monthly fee for aggregate average monthly account balances of $100,000 or greater and (b) a fee of $15 for such month the aggregate average monthly account balances are less than $100,000. “Aggregate average monthly account balances” is the daily average deposit balance of the Robora account or accounts for a single Robora login profile.

Want to give your excess cash a boost?

Sign Up

support@roborafinancial.com

Quick links

Home

Who we are

How it works

Resources

FAQs

Blogs

Contact Us

Terms of Service

Privacy policy

Copyrights

© Robora Financial, LLC. All rights reserved.

Disclaimer

Robora Financial, LLC (“Robora”) is a financial technology company, not a depository institution, bank, or credit union, and is not itself a FDIC insured company. Robora currently partners with OMB Bank, Member FDIC. By opening an OMB Bank account with Robora, your funds are held in a deposit account at OMB Bank.

3.90%

effective as of December 19, 2024 and may change at any time,

1. Annual percentage yield (APY) is 3.90%

before or after the account is opened, without rate limitation. Rates are determined by varying prevailing economic and business conditions, including the U.S. Federal Reserve interest paid on reserves.


2. Robora is not an FDIC-insured depository institution and FDIC insurance only applies to the failure of the bank where your account is maintained. By opening an account through Robora, Customers deposit their funds into either:

A deposit account at OMB Bank, Member FDIC, and held by OMB Bank, with such funds (combined with any other of such Customers funds at OMB) FDIC Insured up to the current standard maximum deposit insurance amount of $250,000 ("SMDIA"); or a deposit account at OMB Bank, which sweeps those funds into deposit accounts across a network of FDIC-insured banks for access to millions of FDIC-insurance in aggregate across the accounts. Under this program, the Customer’s funds are placed into deposit accounts across a network of FDIC-insured banks for up to the current SMDIA of $250,000 per eligible depositor, per receiving bank, for each ownership capacity or category, including any other balances they may hold at that receiving bank directly or indirectly through other intermediaries, including broker-dealers. OMB Bank uses a third-party vendor and agent to help administer this deposit placement process. View the Institution List for a list of the banks and savings associations with which Robora and OMB Bank have a business relationship for the placement of deposits at receiving banks, and into which your deposits may be placed, subject to the Terms of Service and any opt-outs by OMB Bank or you. You should review the Institution list and opt-out of any particular institution to which you do not want us to allocate your funds. Certain conditions must be met to obtain such insurance and Terms and restrictions apply.

Your account with Robora and all services are subject to the Terms of Service, and there are no other applicable terms, representations or warranties, express or implied, except as expressly set forth in the Terms of Service. If you have any questions regarding your account, please contact support@roborafinancial.com

3. There is a free trial for the first 30 days. After which, there is (a) no monthly fee for aggregate average monthly account balances of $100,000 or greater and (b) a fee of $15 for such month the aggregate average monthly account balances are less than $100,000. “Aggregate average monthly account balances” is the daily average deposit balance of the Robora account or accounts for a single Robora login profile.

Want to give your excess cash a boost?

Sign Up

Quick links

Home

How it works

Who we are

Resources

FAQs

Blogs

Contact Us

Privacy policy

Terms of Service

support@roborafinancial.com

Copyrights

© Robora Financial, LLC. All rights reserved.

Disclaimer

Robora Financial, LLC (“Robora”) is a financial technology company, not a depository institution, bank, or credit union, and is not itself a FDIC insured company. Robora currently partners with OMB Bank, Member FDIC. By opening an OMB Bank account with Robora, your funds are held in a deposit account at OMB Bank.

  1. Annual percentage yield (APY) is

3.90%

effective as of December 19, 2024 and may change at any time, before or after the account is opened,

without rate limitation. Rates are determined by varying prevailing economic and business conditions, including the U.S. Federal Reserve interest paid on reserves.


2. Robora is not an FDIC-insured depository institution and FDIC insurance only applies to the failure of the bank where your account is maintained. By opening an account through Robora, Customers deposit their funds into either:

A deposit account at OMB Bank, Member FDIC, and held by OMB Bank, with such funds (combined with any other of such Customers funds at OMB) FDIC Insured up to the current standard maximum deposit insurance amount of $250,000 ("SMDIA"); or a deposit account at OMB Bank, which sweeps those funds into deposit accounts across a network of FDIC-insured banks for access to millions of FDIC-insurance in aggregate across the accounts. Under this program, the Customer’s funds are placed into deposit accounts across a network of FDIC-insured banks for up to the current SMDIA of $250,000 per eligible depositor, per receiving bank, for each ownership capacity or category, including any other balances they may hold at that receiving bank directly or indirectly through other intermediaries, including broker-dealers. OMB Bank uses a third-party vendor and agent to help administer this deposit placement process. View the Institution List for a list of the banks and savings associations with which Robora and OMB Bank have a business relationship for the placement of deposits at receiving banks, and into which your deposits may be placed, subject to the Terms of Service and any opt-outs by OMB Bank or you. You should review the Institution list and opt-out of any particular institution to which you do not want us to allocate your funds. Certain conditions must be met to obtain such insurance and Terms and restrictions apply.

Your account with Robora and all services are subject to the Terms of Service, and there are no other applicable terms, representations or warranties, express or implied, except as expressly set forth in the Terms of Service. If you have any questions regarding your account, please contact support@roborafinancial.com

3. There is a free trial for the first 30 days. After which, there is (a) no monthly fee for aggregate average monthly account balances of $100,000 or greater and (b) a fee of $15 for such month the aggregate average monthly account balances are less than $100,000. “Aggregate average monthly account balances” is the daily average deposit balance of the Robora account or accounts for a single Robora login profile.

Want to give your excess cash a boost?

Sign Up

Quick links

Home

How it works

Who we are

Resources

FAQs

Blogs

Contact Us

Privacy policy

Terms of Service

support@roborafinancial.com

Copyrights

© Robora Financial, LLC. All rights reserved.

Disclaimer

Robora Financial, LLC (“Robora”) is a financial technology company, not a depository institution, bank, or credit union, and is not itself a FDIC insured company. Robora currently partners with OMB Bank, Member FDIC. By opening an OMB Bank account with Robora, your funds are held in a deposit account at OMB Bank.

  1. Annual percentage yield (APY) is

3.90%

effective as of December 19, 2024 and may change

at any time, before or after the account is opened, without rate limitation. Rates are determined by varying prevailing economic and business conditions, including the U.S. Federal Reserve interest paid on reserves.


2. Robora is not an FDIC-insured depository institution and FDIC insurance only applies to the failure of the bank where your account is maintained. By opening an account through Robora, Customers deposit their funds into either:

A deposit account at OMB Bank, Member FDIC, and held by OMB Bank, with such funds (combined with any other of such Customers funds at OMB) FDIC Insured up to the current standard maximum deposit insurance amount of $250,000 ("SMDIA"); or a deposit account at OMB Bank, which sweeps those funds into deposit accounts across a network of FDIC-insured banks for access to millions of FDIC-insurance in aggregate across the accounts. Under this program, the Customer’s funds are placed into deposit accounts across a network of FDIC-insured banks for up to the current SMDIA of $250,000 per eligible depositor, per receiving bank, for each ownership capacity or category, including any other balances they may hold at that receiving bank directly or indirectly through other intermediaries, including broker-dealers. OMB Bank uses a third-party vendor and agent to help administer this deposit placement process. View the Institution List for a list of the banks and savings associations with which Robora and OMB Bank have a business relationship for the placement of deposits at receiving banks, and into which your deposits may be placed, subject to the Terms of Service and any opt-outs by OMB Bank or you. You should review the Institution list and opt-out of any particular institution to which you do not want us to allocate your funds. Certain conditions must be met to obtain such insurance and Terms and restrictions apply.


Your account with Robora and all services are subject to the Terms of Service, and there are no other applicable terms, representations or warranties, express or implied, except as expressly set forth in the Terms of Service. If you have any questions regarding your account, please contact support@roborafinancial.com

3. There is a free trial for the first 30 days. After which, there is (a) no monthly fee for aggregate average monthly account balances of $100,000 or greater and (b) a fee of $15 for such month the aggregate average monthly account balances are less than $100,000. “Aggregate average monthly account balances” is the daily average deposit balance of the Robora account or accounts for a single Robora login profile.